AUTADE, Rahul. Navigating Challenges in Real-Time Payment Systems in FinTech. International Journal of Artificial Intelligence, Data Science, and Machine Learning, [S. l.], v. 5, n. 1, p. 44–56, 2024. DOI: 10.63282/3050-9262.IJAIDSML-V5I1P105. Disponível em: https://ijaidsml.org/index.php/ijaidsml/article/view/108. Acesso em: 22 sep. 2025.