Pathi, Sai Prashanth. “A Comprehensive Framework for Model Monitoring Metrics in Credit Risk: From Statistical Foundations to Governance Practice”. International Journal of Artificial Intelligence, Data Science, and Machine Learning, vol. 7, no. 2, Apr. 2026, pp. 78-86, https://doi.org/10.63282/3050-9262.IJAIDSML-V7I2P112.