Gentyala, Rajitha. “The Trust Threshold: How Public Perception of AI Harm Moderates the Impact of FinTech Innovation on Systemic Banking Stability ”. International Journal of Artificial Intelligence, Data Science, and Machine Learning 5, no. 3 (September 30, 2024): 169–190. Accessed March 10, 2026. https://ijaidsml.org/index.php/ijaidsml/article/view/434.